Join us in building the best everyday bank
Our goal is to build the best bank in Estonia, and why not also the best in the world. This requires the use of new technologies in developing daily services on a fresh banking platform. If you believe you have what it takes and want to be part of this unique opportunity, come and let's create the future of everyday banking together!
Today, we are the Estonian bank with the widest international presence, 100% owned by Estonian stakeholders. We operate in nine markets. Now, we want to take the next step and start offering daily payment services to our clients because we believe we can provide better conditions than those currently available on the market.
As Housing Loan Credit Risk Officer
You will not only be responsible for helping our customers fulfill their dreams, but you will also shape the future of Bigbank's lending policy. As one of the key stakeholders in Housing Loans' lending, you will be able to feel your impact on the company's results.
How do you create value?
- You develop decision-making processes and tools to streamline credit risk assessment and approval workflows
- You participate in and organize the daily work of Credit Committees, facilitating effective decision-making
You are a real expert in the team, if
- You support the Business Unit in credit risk-related topics, providing insights and recommendations to optimize risk management
- You monitor portfolio quality, initiate recovery actions, and ensure portfolio performance stays within target levels
- You propose new ideas and improvements in credit procedures, enhancing efficiency and supporting the Bank’s business objectives within the given risk appetite
- You develop credit rules and internal procedures for issuing housing loans, ensuring alignment with regulatory requirements and business objectives
Our expectations for you
- You have at least 2 years working experience in the financial sector in the field of mortgage/housing loans issued to private individuals (preferably as Credit risk officer, Credit risk specialist or Credit risk analyst)
- You have obtained higher education
- You have experience working with large datasets and are proficient in using MS Excel
- You are a creative problem solver with strong analytical thinking
- Experience in non-secured Consumer Lending would be an advantage
- You are ambitious with internal drive for excellence
- You have good verbal and written communication skills in Estonian and English
- Project management experience would be an advantage
Sounds interesting?
Sounds interesting?
Apply now!
Please fill in this form or send an email with your CV to [email protected].
HOW TO JOIN What is our recruitment process like?
Interview
Testing and background check
Job offer
Onboarding