Business

Credit Risk Specialist

Tallinn, Estonia
Tartu, Estonia
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Join us in building the best everyday bank

Our goal is to build the best bank in Estonia, and why not also the best in the world. This requires the use of new technologies in developing daily services on a fresh banking platform. If you believe you have what it takes and want to be part of this unique opportunity, come and let's create the future of everyday banking together!

Today, we are the Estonian bank with the widest international presence, 100% owned by Estonian stakeholders. We operate in nine markets. Now, we want to take the next step and start offering daily payment services to our clients because we believe we can provide better conditions than those currently available on the market.

How do you create value?

  • You ensure the accurate monthly calculation of loan-loss provisions in the Bank’s IT system, providing manual adjustments and corrections when needed
  • You analyze credit portfolios, identifying trends that may impact loan-loss provisions and sharing valuable insights with the team

You are a true expert in the team when

  • You lead the forecasting (budgeting) process for loan-loss provisions, collaborating with business units, the financial department, and other key stakeholders
  • You provide granular overview of monthly loan-loss provisions and reporting to stakeholders
  • You maintain open communication with both internal and external stakeholders, delivering ad-hoc analysis related to loan-loss provisions as needed

Our expectations for you

  • You have university degree in Finance, Accounting, Economics, or Mathematics
  • You have good analytical skills
  • You have experience working with large datasets and are proficient in using MS Excel
  • You have good knowledge of SQL
  • You pay strong attention to details and accuracy
  • You are ambitious with internal drive for excellence
  • You have good verbal and written communication skills in Estonian and English

Sounds interesting?

Sounds interesting?

Apply now!

Please fill in this form or send an email with your CV to [email protected].

HOW TO JOIN What is our recruitment process like?
Recruitment process
FAQ
If you want to be part of the team shaping the future of everyday banking, these steps will give you an overview of our recruitment journey. Depending on the location or specific job position, the process may vary.

Interview

Testing and background check

Job offer

Onboarding