Credit Risk Officer

Join us in building the best everyday bank

Our goal is to be customer-oriented bank and provide the best services for our customers. This requires constantly developing products, corporate services, and banking platform. If you are customer focused and hands-on banker and want to be part of this unique opportunity, come and let's create the future of Bigbank together!

As Estonian bank we operate in nine markets and consider Lithuania as our home market. We want to take the next step and continue offering comprehensive banking services to our clients because we believe we can provide better conditions and experience than those currently available on the market.

What you‘ll be doing

You will develop decision-making processes and tools to streamline credit risk assessment and approval workflows
You will support the Business Unit in credit risk-related topics, providing insights and recommendations to optimize risk management
You will monitor portfolio quality, initiate recovery actions, and ensure portfolio performance stays within target levels
You will propose new ideas and improvements in credit procedures, enhancing efficiency and supporting the Bank’s business objectives within the given risk appetite
You will develop credit rules and internal procedures for issuing consumer loans, ensuring alignment with regulatory requirements and business objectives
You will train staff involved in issuing consumer loans

What we expect from you

You have at least 2 years working experience in the financial sector
You have at least 2 years working experience in the field of consumer loans (preferably as Credit Risk Officer, Credit Risk Specialist or Credit Risk Analyst)
You have obtained higher education
You have experience working with large datasets and are proficient in using MS Excel
You are a creative problem solver with strong analytical thinking
You are ambitious with internal drive for excellence
You have good verbal and written communication skills in Lithuanian and English
Project management experience would be an advantage
Experience with Housing Loans would be an advantage

What we are offering

Fixed remuneration of 3400 – 4700 EUR (brutto), based on your competencies, skills and experience
Professional and personal development opportunities in a fast-growing international company
Health and well-being oriented benefits
Hybrid work opportunity
Really high team spirit - in 2024 employees rated it 4.4 out of 5!
Good people to collaborate with – check out @lifeatbigbank and #bigbankwow at Instagram
Additional benefits according to Bigbank Remuneration system's principals

Logistics

You have a dedicated contact person always ready to answer all your questions. Just write to Emilija Pauliukevičiūtė, the HR Specialist.

Sparked an interest?

Apply now!

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