Bigbank achieved strong financial results in 2025
Bigbank closed 2025 with strong financial performance and major progress in everyday banking. The bank earned €37.9M net profit (+17% year‑on‑year), grew total assets to €3.3B, and reached a record equity level of €299.4M.
CEO Martin Länts says he is proud and thankful for everyone in Bigbank for the great effort. „We achieved this together - everyone in Bigbank has made a contribution to very good results in 2025. And looking forward – in 2026, Bigbank has two clear priorities: to continue growing the loan portfolio and to bring everyday banking fully to market, including upcoming debit cards,“ says Länts.
Strong business results
- Loan portfolio grew to €2.7B (+23%), driven by business and home loans.
- Deposits increased to €2.9B (+20%).
- Net interest income rose to €106.2M for the year.
- Credit quality improved significantly, with expected credit losses down 50%.
Expansion of everyday banking
- Current accounts launched for retail customers in Latvia and Lithuania, and for corporate customers in Estonia.
- Over 19,000 current account customers across the Baltics.
- New Baltic-wide mobile app, expanded payment solutions (Google, Garmin, Fitbit Pay), and higher payment security through Verification of Payee.
- Retail customers in Estonia now have e‑invoicing.
Customer growth
- Q4 saw nearly 6,000 new retail accounts in Estonia — driven by our 2% interest on current account balances and free everyday banking services.
Organisational growth
- Headcount increased to 639 employees (+14%) in support of service expansion and customer growth.
- Bigbank earned the Family‑Friendly Employer gold level recognition.