Support decision making in credit risk management through developing high quality predictive and descriptive credit risk models.
Continuously monitor and improve existing models’ performance.
Work with data warehouse to gather accurate and up-to-date data, find new internal and external data sources.
Supporting credit risk officers with ad-hoc in-depth data analysis.
How will you spend your day
You will be working with your own projects related to building, and monitoring credit risk models (application-, behavioral, and in the future – even more powerful models).
You will be working with a data warehouse and credit risk scoring data mart to gather your data.
You will analyze data – discover patterns and findings to solve real ad-hoc business problems with the cooperation of credit risk officers (CRO).
You will also search for new variables for credit risk models from internal and external data sources (with help of a credit risk modelling data engineer).
You will continuously improve your modelling skills and technical capabilities in the field of Data Science and Credit Risk modelling and you are ready to use them in your daily work.
You'll be successful if
You have 2+ years of experience working with larger datasets and databases and You are fluently speaking in SQL + R or/and Python language.
You have good knowledge and work experience with statistical modelling techniques and tools (2+ years working experience with PD-related credit risk models is a mandatory expectation, and experience with machine learning models regardless of modelling tool would be a huge bonus).
You know how to interpret and present your results for diverse audiences who might not be speaking in the statistical language.
You can work with several projects in parallel.
You are ambitious with an internal drive for excellence and constantly improving yourself.
Tech you'll be working with:
R or/and Python and RStudio Team, SQL (PostgreSQL), Excel, JIRA, Confluence
You'll be offered
Interesting work in a growing Estonian capital based international bank.
Competitive salary (reviewed yearly).
Excellent conditions for professional and personal development working in international banking environment.
Monthly sports benefit + free participation at 2 national sport events.
Good people to collaborate with - check out #lifeatbigbank and #bigbankwow (www.instagram.com).
You have a dedicated contact person always ready to answer all your questions. Just write to Berit Tilk, the WOW Support Specialist.
Please fill in this form or send an email with your CV to [email protected].rnrnWe are looking forward to hearing from you.
What to expect from the recruitment process?
Are you interested in joining our exceptional team? These steps give you an overview of our recruitment process, but there might be variations, depending on the location or specific job position.
We will have an interview with the selected candidates. Sometimes several interviews are held with key stakeholders, depending on the position.
Homework and Tripod test
For some positions, the selected candidates are asked to complete homework and Tripod test.
Congratulations, the successful candidate will receive a job offer.
Every new hire will have their unique onboarding program, specially made for them to cover the requirements of the position.
Frequently asked questions
What are the requirements for a successful application?
When you start putting together your application for a position at Bigbank - in your CV and cover letter, please present your relevant skills, knowledge and experience and explain, how you could help to contribute to Bigbank’s success. It would be great to also get an insight into your professional competencies - specific activities, achievements and results.
We believe that successful hiring is based on shared values and cultural beliefs, so let us know, what you believe in.
Of course, remember to include your contact details, so that we could get in touch with you.
What happens after I have applied for a job?
Once you have submitted your application, you will receive an email confirmation that we have received it.
We will review the applications and select the strongest candidates for the role, who will be contacted and invited for an interview.
What is the time frame of the overall recruitment process?
Our usual hiring process takes between 4 to 8 weeks after the job opening is posted. However, there can be some exceptions, depending on various factors, including volatility of the business and market conditions.
What is the testing and background check phase?
As a responsible employer operating in financial sector and observing strict ethical norms, we usually run background and reference checks to ensure our new colleagues have a strong record of high integrity and solid recommendations.
Some positions will also include a testing phase, customized to the job position. Depending on the requirements of the role, you can expect tasks evaluating your specific skills and knowledge as well as general psychometric tests.
Do you check references without first asking candidates?
No. Even, if you provide contact details for your references in your application, we always ask for explicit permission, before contacting them.
By the way, we speak English, Estonian, Latvian, Lithuanian, Russian, Finnish and Bulgarian, so you can use any of these languages.